Banking Services
The Resources You Need to Succeed
Squeezing all of your responsibilities into every day is a continuing challenge.
With Citizens State Bank services you’ll find some free time and peace of mind.
Bank Anywhere-Anytime
-
Free Online Banking and Bill Pay: 24 hour access to your account information and transaction history. View and print statements. Make account transfers and loan payments. Pay anyone with a one time payment or set up regular payments. Download account information to accounting software for easier record keeping and expense tracking.
-
Free Telephone Banking: Access your accounts, transfer funds and more with a toll-free phone call from any push-button telephone
-
Free Night Deposit: Your overnight deposits are processed the next morning
-
Free Bank By Mail: Transact business through the U.S. Mail. Make deposits, pay loans, transfer funds. Ask for our pre-printed envelopes
-
Free Person-to-Person Service in Branches: You will never incur a fee for teller transactions or other services in our friendly branches
-
ATM Access to Accounts: Provide access to funds and account balances after-hours and when you travel. Withdraw or deposit money, transfer funds, check account balances
Worry-Free Bank Services
-
Direct Deposit: Worry-free automatic money management. No need to run to the bank to deposit checks. You won’t worry about checks stolen from mailboxes.
-
Electronic Disbursements: Automatic payments for bills, etc. Save on wire transfers, check printing.
-
Overdraft Protection: Accesses funds from your savings account or equity loan in the event you overdraw your checking account, helping you to avoid overdraft fees (a low $6.00 per transfer!)
-
Safe Deposit Boxes: Keep valuables and important papers safe and secure from fire, theft and prying eyes (as low as $25 per year)
-
Notary Service
-
Signature Guarantee Service
Coin and Currency Services
-
Coin Counting: Whether you empty your piggy bank at home or accept coin at your business, we’ll count your coin and deposit to your account.
-
Wire Transfers: Bank wire transfers are often the most expedient method for transferring funds between accounts.
Special Business Services
-
Employee Services: Direct deposit of payroll to your employees saves you time and the cost of issuing paper checks.
-
Employee Advantage Program enhances your employee benefits package with special financial services and benefits for your employees.
-
Free Night Deposit Bags: 2 bags provided free to your business. Additional bags are available.
-
Deposit pick-up at your business: We’ll pick up, process and deposit checks into your accounts.
-
Coin Service: Call your coin order in to a branch. We’ll have it ready when you arrive.
-
Merchant Payment Processing: Accepting debit and credit cards can increase your sales and provide convenience for your customers. From simple to sophisticated programs. You can accept phone and in-person payments on all major credit and debit cards and promptly receive funds.
-
CD Publishing of Account Statement: Save time, money and space on record-keeping, filing and storage. Monthly and annual statements on compact disk (CD) is easy-to-use. Sort, search and print items from your statements.
-
Electronic Treasury Tax & Loan Payments: Make tax time simple with payments of quarterly taxes through IRS Electronic Federal Tax Payment System (EFTPS).
-
Fax and Photocopy Services
